If you want to get technical again, both could probably cover it.
If you're the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car.
If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy. But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell due to Estimated Reading Time: 5 mins. Sep 17, The only way your car insurance is going to cover a tree which has fallen on your car is by purchasing comprehensive insurance coverage before does insurance cover tree falling on car damage occurs.
Key Takeaways If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a takedownstump.barted Reading Time: 4 mins. Apr 02, If your car tree removal inverness hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located.
Comprehensive auto insurance covers your car if it is damaged by a falling tree. This is likely the insurance coverage you will be dealing with to get your car repaired.
If you only carry liability coverage on your auto insurance policy, then you won't be covered if a tree falls on your car. If you have comprehensive coverage, however, your insurance can cover the damage caused by a tree, branch, or limb falling on your car, minus your deductible. Sep 27, If you carry basic liability or collision coverage only, your car insurance will not cover a falling tree. You need comprehensive coverage to protect you from non-collision accidents, including falling trees and other weather-related damages.
A. Your homeowners insurance typically will not cover damage if a tree falls on your car. However, you may be able to file an auto insurance claim if you have comprehensive coverage on your car insurance policy. Comprehensive coverage typically helps pay to repair damage to your car caused by falling Estimated Reading Time: 6 mins.